DXBFinance

ROI Calculator

Agents quote gross yields. We calculate net returns — after service charges, maintenance, vacancy, and management fees. See what you'll actually take home.

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Results

Gross yield

6.0%

Net yield

3.4%

Annual expenses

AED 52,500

Net annual income

AED 67,500

Expense breakdown

Service ChargesAED 15,000
MaintenanceAED 20,000
Management FeeAED 0
Municipality Fee (5%)AED 6,000
DEWA & UtilitiesAED 3,500
InsuranceAED 2,000
Vacancy LossAED 6,000

10-year cumulative ROI projection

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Frequently Asked Questions

What is a good ROI on Dubai property?

Gross rental yields in Dubai average approximately 7% for apartments citywide. Net yields after service charges, vacancy (5–8%), maintenance, and management fees are closer to 5–5.7%. Total ROI including capital appreciation has averaged 10–15% annually during the 2021–2025 cycle, though past performance does not guarantee future returns.

How do you calculate ROI on Dubai real estate?

ROI on Dubai property is calculated as: (Annual Rental Income - Annual Expenses) / Total Investment Cost x 100. Annual expenses include service charges (AED 10–30/sqft), vacancy allowance (5–8%), maintenance (1–2% of property value), and management fees (5–8% of rent if using an agent). Total investment includes purchase price plus all acquisition costs (DLD fees, commission, etc.).

What is the average rental yield in Dubai by area?

As of 2026, gross rental yields by area: JVC 6.78–7.87%, Dubai Marina 5.5–6.5%, Business Bay 5.5–6.5%, Downtown Dubai 5–6%, Dubai Hills Estate 5.5–6.5%, International City 7–8%, Dubai South 6–7%. Net yields are typically 1.5–2 percentage points lower after expenses.

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